Income Tax Return Filing Online with Experts

31 July 2026 for individuals and HUFs without business income (ITR-1 and ITR-2), 31 August 2026 for business or professional income without audit (ITR-3 and ITR-4), and 31 October 2026 for tax audit cases, unless the CBDT extends these dates. If you missed your date, a belated return can be filed until 31 December 2026.

Yes. A belated return under Section 139(4) can be filed until 31 December 2026 for FY 2025-26. A late fee applies, interest is charged on any unpaid tax, and some losses, such as capital and business losses, can't be carried forward.

Under Section 234F the late fee is ₹1,000 if your total income is up to ₹5 lakh and ₹5,000 above that. There is no late fee if your income is below the basic exemption limit. Interest at 1% a month under Section 234A is added on any tax still unpaid.

Anyone whose total income before deductions is above the basic exemption limit must file. You must also file if you have foreign assets or income, deposited ₹1 crore or more in current accounts, spent over ₹2 lakh on foreign travel or ₹1 lakh on electricity in the year, or meet the TDS, turnover or savings-deposit thresholds in the rules.

It's usually a good idea. Filing is the only way to claim a refund of TDS, carry forward losses, and build an income record for loans, visas and credit cards.

ITR-1 for resident individuals with salary, house property and interest income up to ₹50 lakh; ITR-2 if you have capital gains, foreign assets or income above ₹50 lakh but no business; ITR-3 for business or professional income, including F&O trading; ITR-4 for presumptive income; and ITR-5, 6 and 7 for firms and LLPs, companies, and trusts. We confirm the right form for you.

The new regime has lower rates and no tax up to ₹12 lakh of taxable income, but allows few deductions. The old regime can work out better if you claim large deductions such as 80C, 80D, HRA and home loan interest. Use the calculator above to compare, and we'll check it on your actual figures.

Salaried individuals and others without business income can choose the regime every year while filing the return. Those with business or professional income can opt out of the new regime by filing Form 10-IEA by the due date, and can switch back only once.

Under the new regime, the Section 87A rebate of up to ₹60,000 means no tax if taxable income is up to ₹12 lakh; with the ₹75,000 standard deduction, salaried people pay no tax up to ₹12.75 lakh. The rebate doesn't cover special-rate income such as capital gains on shares, and you must still file a return.

Form 26AS shows tax deducted or paid against your PAN. The Annual Information Statement (AIS) adds interest, dividends, share and mutual fund trades, property deals and more reported by banks and others. Your return should match them; mismatches are a common reason for notices.

Once the return is e-verified, most refunds are processed within a few weeks, though some take longer. The refund goes to a pre-validated bank account linked to your PAN, and interest is paid on delayed refunds.

Yes. A return is treated as filed only after it is verified, within 30 days of filing. You can e-verify instantly with an Aadhaar OTP, net banking or a pre-validated bank account, or send a signed ITR-V by post.

Yes. You can file a revised return under Section 139(5) up to 31 March 2027 for FY 2025-26, as long as the return hasn't been assessed. For mistakes found later, an updated return (ITR-U) may be possible.

ITR-U lets you report income you missed or correct errors within 48 months from the end of the assessment year, by paying the tax plus an additional 25% to 70% of the tax and interest, depending on how late it is. It can't be used to claim a refund or reduce tax.

Yes, every sale must be reported, even if the gain is exempt or you made a loss. Long-term gains on listed shares and equity funds above ₹1.25 lakh are taxed at 12.5% and short-term gains at 20%. Reporting losses lets you carry them forward for 8 years if you file on time.

F&O trading is treated as non-speculative business income and intraday equity trading as speculative business income, so ITR-3 is needed. Depending on turnover and profit, a tax audit may also apply. We work out turnover and audit applicability for you.

Yes, if their Indian income, such as rent, interest or capital gains, is above the exemption limit, or to claim a refund of TDS, which is often deducted at higher rates for NRIs. NRIs usually file ITR-2 or ITR-3 and can claim treaty benefits with a Tax Residency Certificate.

No. The Income-tax Act 2025 applies from 1 April 2026, so returns for FY 2025-26 (AY 2026-27) are filed under the Income-tax Act 1961. Income from FY 2026-27, called tax year 2026-27, will be filed under the new Act next year.