MSME Udyam Registration Online in 1 Day
Get your Udyam Registration Certificate with the right activity codes and category, so you can claim MSME benefits: collateral-free loans, priority lending, government tender advantages and legal protection against late payments. We check your PAN, GST and Aadhaar details first, so your certificate is right the first time.
- Certificate usually in 1 working day
- Correct NIC codes and MSME category
- Paperless, only Aadhaar OTP needed
- Annual updates and corrections
What is MSME Udyam registration?
Udyam registration is the Government of India's official registration for micro, small and medium enterprises (MSMEs), under the MSMED Act, 2006. It gives your business a permanent Udyam Registration Number and an e-certificate that banks, government buyers and large customers use to confirm you are an MSME.
Registration is self-declared, paperless and has no government fee. Your investment and turnover are taken from your income tax and GST records, and your category is worked out from them automatically.
Where businesses go wrong is in the details: the wrong activity (NIC) codes, a missing GSTIN, a mismatch between PAN and Aadhaar names, or registering a trader as a manufacturer. These mistakes can cost you a loan, a tender or your right to interest on late payments. We get them right before we file.
Who can register for Udyam?
Any business that makes goods or provides services and falls within the MSME limits, whatever its legal form.
Proprietors & freelancers
Registered on the proprietor's Aadhaar and PAN. GSTIN is needed only if your business must register for GST.
Partnerships & LLPs
Registered using the Aadhaar of the managing partner and the firm's or LLP's PAN.
Companies & OPCs
Private, public and one person companies, using an authorised director's Aadhaar and the company PAN.
Retail & wholesale traders
Can register, but only for priority sector lending. Other MSMED Act benefits, such as the 45-day payment rule, don't apply to trading.
Societies, trusts & cooperatives
Eligible if they carry on a manufacturing or service business and have a PAN.
Informal micro units
Units without PAN or GST can get a certificate through the Udyam Assist Platform, which counts as Udyam for priority lending.
Micro, small or medium? Check your MSME category
Using the limits in force from 1 April 2025. Your category is the higher of the two results, investment or turnover.
Investment is the written-down value of plant, machinery or equipment as per your last ITR, excluding land, building and furniture. 100 lakh = 1 crore.
Your MSME category
—
Guide only. Your final category on the Udyam portal is worked out from your ITR and GST data.
| Category | Investment up to | And turnover up to |
|---|---|---|
| Micro | ₹2.5 crore | ₹10 crore |
| Small | ₹25 crore | ₹100 crore |
| Medium | ₹125 crore | ₹500 crore |
Same limits for manufacturing and services. Export turnover is not counted. Before 1 April 2025 the limits were ₹1 / 10 / 50 crore investment and ₹5 / 50 / 250 crore turnover.
Benefits of MSME Udyam registration
Your Udyam number is the key to most government support for small businesses.
Collateral-free loans
Micro and small enterprises can get loans guaranteed under CGTMSE, now up to ₹10 crore, without pledging property.
Priority sector lending
Banks have targets for MSME lending, which often means faster processing and better terms.
Paid within 45 days
Buyers must pay micro and small suppliers within 45 days, or pay interest at three times the RBI bank rate.
Government tenders
25% of central government purchases are reserved for micro and small enterprises, with EMD exemption and free tender documents.
Lower IP fees
Trademark filing fees for small enterprises are half the standard fee, and patent fees are also reduced.
Subsidies & schemes
Access to ZED certification support, state capital and interest subsidies, and electricity and stamp duty concessions in many states.
Invoice discounting
Sell unpaid invoices from large buyers on TReDS platforms to get cash early.
Credibility with buyers
Large companies must report dues to MSMEs, so a Udyam number helps you get paid on time.
MSME Udyam registration plans
Udyam registration has no government fee. Our fee covers checking your details, choosing codes, filing and support.
Udyam Registration
For a new business that just needs the certificate.
₹499₹999+ GST · one-time
- PAN, Aadhaar and GST details checked
- Right NIC activity codes chosen
- MSME category confirmed
- Filing with Aadhaar OTP
- Udyam e-certificate PDF, usually in 1 day
- WhatsApp support
- MSME benefits kit
- Free updates and corrections
Udyam + Benefits
Register and start using your MSME rights right away.
₹1,499₹2,499+ GST · one-time
- Everything in Udyam Registration, plus:
- MSME and 45-day payment clause for your invoices
- Letter to your customers on the 45-day rule and 43B(h)
- Priority lending letter for your bank
- CGTMSE and loan scheme eligibility check
- Old Udyog Aadhaar moved to Udyam
- Free updates and corrections for 1 year
Udyam + GeM Seller
For businesses that want to sell to government buyers.
₹3,999₹5,999+ GST · one-time
- Everything in Udyam + Benefits, plus:
- GeM seller registration and profile
- Up to 10 products or services listed
- Vendor assessment guidance where needed
- TReDS invoice discounting onboarding guidance
- One delayed payment application on MSME Samadhaan
- GeM catalogue changes for 3 months
GST at 18% applies to our fee. Udyam update or correction only: ₹499 + GST. GST registration, if your business needs it first, is a separate service: see GST registration. Loans, tender awards and subsidies are decided by banks and government agencies.
Documents required for Udyam registration
No documents are uploaded. You only need these details ready, and your Aadhaar-linked mobile for the OTP.
Owner
- Aadhaar number of the proprietor, managing partner or authorised director
- Mobile number linked to that Aadhaar
- Social category and gender (for scheme benefits)
Business
- PAN of the business (personal PAN for a proprietor)
- GSTIN, if GST registration is required
- Date of incorporation or start of business
- Office and plant addresses
Bank & numbers
- Bank account number and IFSC
- Number of employees
- Investment and turnover (auto-filled for existing businesses)
- Main products or services, for NIC codes
How Udyam registration works with IBACT
Most certificates are issued the same or next working day.
Share your details10 minutes
Fill a short form or send details on WhatsApp: Aadhaar, PAN, GSTIN, address, bank and what you sell.
We check everythingSame day
We match names across PAN and Aadhaar, check your GST status, choose the right NIC codes and confirm your category.
Aadhaar OTP2 minutes
You receive one or two OTPs on your Aadhaar-linked mobile and share them with us during the filing call.
Certificate issuedUsually 1 day
Your Udyam Registration Number is generated, and we send you the e-certificate PDF with a QR code.
Put it to workBenefits plan
We add the MSME clause to your invoices, write to your customers about the 45-day rule, and give you your bank letter.
Late payment protection for micro and small enterprises
Under the MSMED Act, buyers must pay you within the agreed credit period, up to 45 days, or within 15 days if there is no written agreement. After that, compound interest at three times the RBI bank rate is due, with monthly rests.
Interest your buyer owes you
—
Estimate only. The RBI bank rate changes over time; interest is worked out for each period at the rate notified for it. Applies to micro and small enterprises registered before the supply, not to traders.
- Income taxSection 43B(h): your buyer loses the deductionA buyer who pays a micro or small supplier after 45 days (or 15 without an agreement) can't claim that expense in the year until it is actually paid. Most buyers pay on time once they know.
- DisclosureCompanies must report MSME duesCompanies disclose amounts owed to MSMEs in their accounts, and larger buyers file half-yearly MSME Form I returns with the ROC for dues beyond 45 days.
- RecoveryMSME Samadhaan and the facilitation councilYou can file a delayed payment case online. The council attempts conciliation and then arbitration, and a buyer challenging an award must first deposit 75% of it.
Keeping your Udyam registration up to date
Udyam is a one-time registration, but the details must stay current.
- 1Annual update after ITR and GST filingEach year, investment and turnover are refreshed from your ITR and GST returns. Confirm the update on the portal so banks and buyers see current figures; outdated details can lead to your status being suspended.
- 2Change of categoryIf you grow past a limit, you move up a category. If you go down, you move down from the next financial year. After an upward move, non-tax benefits continue for 3 years.
- 3Change of detailsAddress, bank, NIC codes, units and employees can be edited online. A change of PAN, such as converting a proprietorship to a company, needs a fresh registration.
- 4Old Udyog Aadhaar (UAM)Udyog Aadhaar numbers are no longer valid. If you only have UAM, you need a new Udyam registration to keep MSME benefits.
- 5One registration per PANAll your units and GSTINs under the same PAN go into one Udyam registration. Duplicate registrations are not allowed and may be cancelled.
Start, Build and Grow with one team
Udyam is often the first step. We help with what comes next too.
Register & comply
GST, Udyam, trademark and company registration, with filings handled every month.
GST registrationMSME Udyam registration: frequently asked questions
What is Udyam registration?+
Udyam registration is the official online registration for micro, small and medium enterprises under the MSMED Act, 2006, run by the Ministry of MSME. It gives your business a permanent Udyam Registration Number and an e-certificate.
Is Udyam registration free?+
Yes. There is no government fee on the official Udyam portal, and you can register yourself. Our fee is for professional help: checking your details, choosing the right codes and category, filing, and using your MSME benefits.
What are the new MSME limits from 1 April 2025?+
Micro: investment up to ₹2.5 crore and turnover up to ₹10 crore. Small: up to ₹25 crore and ₹100 crore. Medium: up to ₹125 crore and ₹500 crore. The same limits apply to manufacturing and services.
How is my category decided if investment and turnover point to different categories?+
Both conditions must be met for a category. If either your investment or your turnover crosses a limit, you move to the next category up.
Is export turnover counted?+
No. Turnover from exports of goods or services is excluded when working out your MSME category.
What documents are needed for Udyam registration?+
No documents are uploaded. You need the Aadhaar of the proprietor, managing partner or authorised director, the business PAN, GSTIN if GST applies to you, bank details, addresses, employee numbers and a description of your activity.
Is GST registration mandatory for Udyam?+
Only if your business is required to register under GST law. If you are below the GST threshold or exempt, you can register on Udyam without a GSTIN.
How long does Udyam registration take?+
Once your details and OTP are ready, the Udyam number is usually generated within a day, and the e-certificate can then be downloaded.
Can traders register for Udyam?+
Yes. Retail and wholesale traders can register, but only to get priority sector lending. Other MSMED Act benefits, such as the 45-day payment rule, don't apply to trading.
Can a business without PAN or GST get an MSME certificate?+
Yes. Informal micro enterprises without PAN or GST can get a certificate through the Udyam Assist Platform. It is treated as Udyam registration for priority sector lending.
What is the MSME 45-day payment rule?+
Buyers must pay micro and small suppliers within the agreed period, up to 45 days, or within 15 days if there is no written agreement. Late payments attract compound interest at three times the RBI bank rate, with monthly rests.
What is Section 43B(h) of the Income Tax Act?+
If a business pays a micro or small enterprise later than the 45-day (or 15-day) limit, it can't claim that expense as a deduction until the year it actually pays. It applies to manufacturers and service providers, not traders.
Do I need to renew Udyam registration?+
No. It is a one-time registration with no expiry. But your details are refreshed each year from your ITR and GST returns, and you should confirm the annual update so your category and figures stay current.
What happens if my business grows beyond its category?+
You move to the higher category based on your updated ITR and GST data. After an upward change, you keep non-tax benefits of your earlier category for 3 years.
Is my old Udyog Aadhaar (UAM) still valid?+
No. Udyog Aadhaar registrations stopped being valid after 31 December 2022. You need a fresh Udyam registration to continue claiming MSME benefits.
Can I have more than one Udyam registration?+
No. Each PAN can have only one Udyam registration. All your factories, branches and GSTINs under that PAN are added as units in the same registration.
What changes need a new Udyam registration?+
A change of PAN, for example when a proprietorship becomes a company or LLP, needs a fresh registration. Other details such as address, bank, activity codes and units can be updated online.
Does Udyam registration guarantee a loan or subsidy?+
No. It makes you eligible to apply for MSME loans, schemes and tender benefits, but the decision rests with the bank or government agency. We help you prepare a strong application.
Get your Udyam certificate, usually in 1 day
Correct category, correct codes, and help putting your MSME benefits to work.
IBACT Digital (IBACT Innovations Pvt Ltd) is a private consultancy, not a government body, and is not affiliated with the Ministry of MSME. Udyam registration is free on the official portal, udyamregistration.gov.in, and you can register yourself; our fee is for our professional assistance. Loans, subsidies and tender benefits are decided by the respective banks and agencies. The calculators are estimates only.